Sunday, 15 February 2015

Study Abroad Education Loan

Education loan availability has increased the numbers of students going abroad for studies.  Aliff Overseas offers complete guidance of education loan. We have official tie ups with the Nationalized (Public), Private, & Cooperative banks to assist you in bank references, documentation and disbursement of loan amount to the respective college account.  Some of the most important documents required.

·         Academic Documents
·         Admission Letter issued by foreign College /University.
·         Break up of total course fee and other expenses.
·         Passport-size photographs.
·         Bank Statement of the Sponsor/ Guarantor bank account for the past six months.
·         Income-tax Papers / Form 16 of last three years.
·         CA Report of the Sponsor OR details of liability & investments.
·         Sponsor proof of identity and residence etc.

Common Banking Terms

Loan Amount
Student is eligible to avail loan of maximum Rs. 15 to Rs. 20 lakhs for overseas education. Up to Rs. 4 or even Rs. 7.5 lakhs may not …….. require any collateral security.

Collateral Security
Bank may ask for collateral security against the loan amount. Collateral security means retaining the original documents as a security in the form of property or shop documents, Fixed or Term deposit receipts, Jewellery, Insurance policy etc.

Interest Rate
It keeps on fluctuating depending upon the market lending rates. On an average it may varies between 9.5% & 13.5% p.a.

Repayment Tenure
Repayment usually commences 06 or 12 month after completion of course or 6 months after securing a job, whichever is earlier. Students can repay the loan in equal monthly Installments for a maximum period of 5 to 7 years excluding holiday period.

Thursday, 29 January 2015

New Zealand - A Tourism and Hospitality Destination
Why Study in New Zealand
One of the advantages of being an international student in New Zealand is the chance to take advantage of one of the lowest costs of living in the developed world. In New Zealand you will find plenty of fresh food and vegetables at a reasonable price with variety from all over the globe. Transport and accommodation are also reasonably priced offering many options for international students when it comes to travel and location.

International students choose New Zealand for many different reasons, however some of the main deciding factors that we hear from our students are:
  •   Having a smaller population means less crowds; students report lower class sizes and generally a feeling of more space.
  • New Zealand’s education system is recognized around the world and offers qualifications on a par with many of the world’s other great providers of education such as Australia, UK, USA and Canada.
  • Having one of the developed world’s lowest costs of living means that tuition costs, and living expenses will be lower for any international students wanting to take advantage of New Zealand’s life style.
  • Diverse mix of cultures and people, having such a mix of people and cultures gives any international student a welcome feeling and makes it much easier to integrate into society.
  •  If you love adventure then you will love New Zealand. Offering some of the world’s top adventure tourism attractions, making for plenty of fun try Bungee Jumping or Paragliding when on a study break.
  • New Zealand has a reputation for being a very safe country with a low crime rate.
  • Despite having a small population New Zealand has adapted quickly to new technologies with internet access being readily available to all and smart phones, PC’s and Tablets now common place
  • Living and studying in New Zealand will provide any prospective student with the skills and qualifications they need to move forward with their chosen career.  But most importantly you will also receive a valuable life experience that will give skills and experience that you can draw upon for the rest of your life.

Wednesday, 7 January 2015

Top Apps for Students Studying Abroad

A widely popular application across the globe. You can catch up with friends and family wherever they are with this handy messaging app. It’s also useful for projects or group presentations as you can create group chats and organize meet-ups.

Make calls to anyone anywhere in the world with Viber, as long as the recipient has the application on their phone. It is similar to Skype, but without the video, although you can send video messages and text as well.

When you are planning to visit your home country during your summer or Christmas vacation, you can find the cheapest flights using the handy search results display, which allows you to view prices by day, week, month or even a whole year. It also directs you to the cheapest company for each flight when booking.

XE currency converter
Know just how far your money is going with this currency converter, which stores the latest rates to give an accurate figure when you’re not connected to WIFI or 3G. It also comes in a selection of different languages, which could come in handy.

This allows you to keep track of your everyday expenses, which you can browse and filter by date, type or account. You can also view graphs to see if you’re sticking to your budget.

Google Translate
Despite its humorous and often too literal translations this application can be useful when you can’t remember something and want a quick translation for a specific word.

Voucher cloud
Never pay full price again with. Whether you’re looking for somewhere to eat, something to do or you need a new laptop, find all the latest discounts on Voucher cloud. It also comes in an array of different languages. 

Indian Festivals Calendar App
Since many students become home sick after a brief stay in abroad. Well, this app can bring you close to your festivals and put a smile on your face and cherish the fond memories of your parents and friends.

Friday, 2 January 2015

Benefits of Studying Abroad
Studying abroad may be one of the most beneficial experiences for a college student. By studying abroad, students have the opportunity to study in a foreign nation and take in the allure and culture of a new land.


The reason you might consider studying abroad is for the chance to experience different styles of education. By enrolling in a study abroad program, you’ll have the chance to see a side of your major that you may not have been exposed to at home.
You’ll find that completely immersing yourself in the education system of your host country is a great way to experience and understand the people, its traditions, and its culture. Education is the centerpiece of any study abroad program

See the World

The biggest reason you should consider a study abroad program is the opportunity to see the world . By studying abroad, you will experience a brand-new country with incredible new outlooks, customs and activities. The benefits of studying abroad include the opportunity to see new terrains, natural wonders, museums and landmarks of your host nation.
In addition, when you’re abroad, you won’t be limited to traveling in just the nation in which you are studying – you can see neighboring countries as well! For example, if you study in Switzerland, you’ll have the option to travel through various parts of Europe including UK, Germany, France etc

Blend in with the New Culture
Many students who choose to study abroad are leaving their home for the first time. When they arrive in their new host country, they are fascinated by the distinct cultural perspectives. When you study abroad you will find incredible new foods, customs, traditions, and social atmospheres.
You will find that you have a better understanding and appreciation for the nation’s people and history. You will have the opportunity to witness a completely new way of life.

Hone Your Language Skills

Chances are if you’re planning on studying abroad, one of the major draws is the opportunity to study a foreign language. Studying abroad grants you the opportunity to completely immerse yourself in a new language, and there is no better way to learn than to dive right in.

Career Opportunities
Many students find that they love their host country so much that they decide to seek work there. If you can relate, you will find that a local education will be very valuable when searching for a potential job in that country.

Personal Development

There is nothing quite like being on your own in a foreign country. You might find that studying abroad really brings out your independent nature. Students who study abroad become explorers of their new nation and really discover the curiosity and excitement that they harbor.

Life Experience

Why study abroad? For most students, this time may be the only opportunity they ever get to travel abroad for a long period of time. Eventually you will find a job and career, and the opportunity to study abroad may turn out to be a once in a life time opportunity.
Take this opportunity to travel the world with no commitments but to study and learn about new cultures. Studying abroad is an experience unlike any other.

Broaden your horizon
 Many emerging and established entrepreneurs had discovered their true entrepreneur potential during their brief stay in a foreign land for various events like exploration, studying.  Most of them try to replicate and implement their ideas & experience based on the need and growth opportunity which they find in their homeland. Some of the most successful Indian entrepreneurs who were able to achieve the impossible.
Dheeraj Gupta, Founder, Jumboking

Ashish Hemrajani  Founder and CEO, BookMyShow

Pranay Chulet Founder, Quikr
The Global Exposure had provided wings to these successful entrepreneurs and they have surely came a long way.
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